No annual fee*. The account costs $1 to open and can be opened by residents of 38 different counties in California. Golden 1 Credit Union Platinum Secured Visa Credit Card Compare this card Card details Card details The Platinum Secured card is protected with money you Manage Your Credit History Award-Winning, Live Financial Wellness Webcasts! I joined in my local branch by opening a basic no-fee savings account. I have perfect payment history. 1, 2 See Benefit Terms. See your full credit report, credit-building tips and more with Credit Karma all totally free. Unparalleled rewards for every single purchase Always earn 2x points on every dollar spent. Higher limits, better rates, no annual fee. The Service is only available to individuals who are: (i) of legal age of majority in their jurisdiction of residence (and at least 18 years of age); and (ii) own a Visa card issued by the FI that is in good standing and eligible for the Service ("Card"). Credit scores don't tell the whole story. This is a great option for people looking for a low-maintenance rewards card. - 4264726
Golden 1 CU is open to anyone who lives or works in California, or has a family member with a current G1CU account. One-Time Fees $0. I have a Golden 1 Credit Secured Credit Card. Eligibility. It has a cap of $6000 in rewards per year. I live in Califronia. Credit Sense Check your credit score and more free, anytime. You will get a maximum cashback rewards rate of up to 3%. $0. Plus 1 cash rebate on all other purchases. Options include a rebate program with up to one-percent cash back on qualifying purchases. The Golden 1 Platinum Secured card is a low-cost way to build or re-establish your credit history all while earning dividends on funds held in a Golden 1 savings account. Why get the Golden 1 Credit Union Platinum Rewards card? The Petal 1 Visa Credit Card is a good credit card for people with limited credit who do not want to place a refundable security deposit. If you reside outside of California and you're applying for a new credit card or loan and wish to proceed, we would like to inform you that submitting this online application will
1% Earnings on all purchases2. no cap on amount of rewards which can be earned. Message 7 of 11 5 Kudos AODFCU Visa Signature 5K CL Citi Custom Cash 6K NFCU Cash Rewards 8K Discover IT 2.5K Cap 1 600 And its not like the fake free, but the real 100% free, free. 2% - 10%. My credit score is 730+ all across with less than 8 inquiries for each credit bureau. You can usually buy gold with your credit card - but it might be more expensive. Some gold dealers wont accept credit cards for two main reasons: high processing fees and the increased risk of fraud. Earn unlimited points Points never expire Rewards Terms See What You Will Earn The Golden one is a great credit union in my experience. Perhaps it would help this branch if they offered more services that the other branches in Northern California offer and that is the reason for the complaints. But that is on the bank not the employees. I've always had great customer service. Also, does anyone know if it's a hard pull for membership and the card? Rate indicated is based on the Platinum Rewards Visa product. Got approved for 5k Visa Platinum 10.20 % apr. Currently, Golden 1 does not offer new credit to those residing outside of California. You can also report your VISA card as lost or stolen within your online account. Opt-Out Courtesy Pay - Authorizes Golden 1 to cancel the Courtesy Pay program for your checking account. Charges foreign transaction fees. These 8 digits are the most important part of the credit card number. The phone number is 801-621-4550 or toll-free at 1-800-283-4550. Who do I call if my VISA card is lost or stolen? The Golden 1 Credit Union Platinum Secured Card. Whether youre paying for everyday expenses or making larger lifestyle investments, each purchase you make earns you 1.5% 1 cash back. Or Pre-qualify for a credit card with rewards or points, credit score access & The Official Credit Card of the Vegas Golden Knights is one of our most stunning cards and it's the perfect way to show off your #VegasBorn pride. For banks with multiple IINs, cards of the same type or within the same region will generally be issued under the same IIN. Key Takeaways. The Petal 1 Card offers a credit limit of $300 to $5,000, has a $0 annual fee that makes it easily worthwhile, and reports to all three major credit bureaus. In this case, the IIN of 449465 indicates that this card was issued by Golden 1 in United States. Competitive APRs. The Platinum Secured card is secured by money you have on deposit in a Golden 1 collateral savings account. Use your employee and supplier discounts and earn rewards you can redeem for eligible GM vehicles. Minimum deposit is $1, but I splurged with $5. minimum credit. Learn More. Click Online Statements in the right column. Datapoints : 10 or so months post bk ch 7 discharge, discharged 5/20/20 Fico Ver 2 is 682 - 6275335 Credit Card Approvals; Golden 1 Credit Union Options. Golden 1 Credit Union Platinum Rewards Credit Card has a variable purchase APR that ranges from 7.79% up to 11.79%. 1 5 0 Member ratings Application process Customer service Our Card Controls app provides easy and secure access to your Golden 1 Debit and Automatic cash rewards deposited each quarter. BANK AT HOME WITH ONLINE BANKING Digital Banking Guarantee Your Golden 1 accounts are protected against any losses incurred through our Digital Banking Services. Get $100 in Earnings to redeem at GM when you spend $1,000 in your first 3 months1. Subscribe to RSS Feed; Mark Topic as New; member of golden 1 myself, just don't have any of there cards. More details from their website. This card most resembles the Consumer Credit Union Visa Signature card. a card for students and a secured credit card. The Apple Card charges no card fees, which means no annual fee, no foreign transaction fee, no balance transfer fee or any other fee. Golden 1 Visa Platinum Rewards for Students Compare this card Card details Card details No annual fee 3% cash rebate on gas, grocery, and
1.5% cash back on every purchase. The Golden 1 Credit Union Credit Card Interest Rates. The IIN makes up the first six digits of all credit or debit cards issued by Golden 1, followed by the primary account number (PAN) and a check digit. The rep submitted my app and I was instantly approved for $5000. Paper Copies You may obtain paper copies of any of the Communications the Credit Union provides to you electronically by sending your written request to The Golden 1 Credit Union, P.O. But it doesnt offer any promotional rates. Then I asked about their Platinum Visa. 0% Intro purchase APR for first 12 months, variable APR of 16.49% to 26.49% after3. On June 28, 1993, plaintiff filed a consumer class action against defendant in the Sacramento County Superior Court on behalf of himself, all other Golden 1 Visa card holders, and the general public. Monitor changes, receive alerts, and see opportunities to save money on loans. Box 15966, Sacramento, CA 95852-0966, or by calling us at 1877GOLDEN 1 (18774653361) or logging on to your online account at golden1.com. Digits 7-15 of the credit card number contain the Primary Account Number or PAN issued by the bank to uniquely identify the account holder. Need Advice for Golden 1 VISA Platinum Card. Return completed Opt Out form: US Mail: Golden 1 Credit Union Attn: ACH Operations PO Box 15966 Sacramento, CA 95852-0966 Fax: (916) 732-2910 Email: firstname.lastname@example.org Overdraft Protection - Authorizes Golden 1 to set-up overdraft protection for your checking No annual fee. Golden 1 offers credit cards that include platinum rewards card on selected gas, grocery and restaurants, a card for students and a secured credit card. Competitive APRs. Offers a low-fixed rate and no annual fee. Golden 1 Credit Union Platinum Rewards Visa Credit Card Compare this card Card details Card details Credit limits from $2,000 to $30,000 3% B. The Golden 1 Platinum Rewards card does waive the cards balance-transfer fee, making it cheaper to transfer a balance. Digits 7-15 The Account Number. This is a great option for people looking for a low-maintenance card. $0. Offers cash rebates on gas, grocery and restaurant purchases. When you spend $15,000+ in a year, earn 3x points on every dollar spent that entire year. Or choose the no-rebate option for the lowest rate. It also doesnt offer a sign-up bonus, so youll have to wait before you accumulate a significant amount. Types of Credit; Credit Card Approvals; Golden 1 Credit Line; Options. Secured Credit Card Min Deposit of $250. I couldn't find much information about people who were rejected when they've applied for this credit card. Your Cash Score shows your creditworthiness and can help you qualify for more credit at better rates. No annual fee*. 3% on restaurants, as opposed to 1%. Easy and secure access at your fingertips. 4 0 0 Most helpful negative review Jul 05, 2012 Credit Karma Member seeing how I can apply for this card. No cash advance fee. Thanks! This card has no annual fee. 1 1 Select the Transfers tab. at select merchants. Digits 7-15 of the credit card number contain the Primary Account Number, or PAN, issued by the bank to uniquely identify the account holder. Exclusive Offers For Vegas Golden Knights Fans Get access to deals, discounts, and experiences for Vegas Golden Knights fans. It card issuer is Visa. Golden1 probably isn't going to change their service with FirstData (one of the largest credit card processors in the world), but they need a fix for their Quicken-using customers. Petal, which partners with WebBank to issue the Petal 1 Visa Credit Card, is Visit our Financial Wellness Center to register for free, instructor-led, 30-minute educational webcasts. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege. The three advantages of the Golden 1 card over the Consumers card are: 3% on gas, as opposed to 2%. I opened those new accounts below all under 6 months. monthly fee. Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your business Golden 1 Credit Union Platinum Secured Credit Card has a variable purchase APR of 13.79%. Yes, you can buy a gift card with a credit cardin general. But different online and real-world stores can apply a wide range of restrictions, limitations, and fees. Small stores without chip readers may refuse due to the potential for fraud. As the stigma of giving gift cards fades into history along with retiring baby boomers, Americans are *Subject to approval based on creditworthiness or qualifications. And unlock 30 days of 4x points for each friend you invite who gets the card.